The Game Plan - Vol 1 Issue 3

JenniferPorterLaw.com

With school back in session, the roads are busier, the drivers more distracted, and the risks greater— especially during morning drop-off and afternoon pick-up. Now is a great time to dust off your auto insurance declarations page and take a close look. Key coverages that most people don’t pay enough attention to: • Uninsured/Underinsured Motorist Coverage (UM/UIM) – The most important thing in your policy. This is what protects you when the driver who hit you does not have insurance or is a hit-and run driver who flees the scene. This coverage also protects you if the other driver doesn’t have enough insurance to cover all the damages they’ve caused you. Back-to-School Traffic? It’s Time to Review Your AUTO POLICY By Jennifer Porter I recommend that you have at least $1,000,000 of UM/UIM coverage.

—continued from page 1 Backpacks, Car Keys, and Peace of Mind: September is National Preparedness Month

• Medical Payments Coverage (MedPay) – This is no-fault coverage that you can use to cover your out-of-pocket expenses for your medical bills after an accident. It is especially helpful if you don’t have health insurance. • Rental Reimbursement & Roadside Assistance – Often inexpensive but critical when you need it. The thing that people are most upset about right after an accident is how to get into a rental and who is paying their tow bill. Save yourself some stress and make sure this is on your policy. Unfortunately, we often meet clients after they learn the hard way that their coverage was lacking. Let’s prevent that. Need help understanding what’s worth keeping – and what’s not? We can help.

Homecoming season is here!

And for those of us sending kids off to college – there’s another kind of preparedness we don’t talk about enough. Once your child turns 18, you no longer have automatic access to their medical or financial information. If something happens and they need help, you could be legally stuck on the sidelines unless the right documents are in place. That’s why we offer a Young Adult Document Package – a simple but powerful set of tools every college student (and parent!) should have. It includes a Healthcare Power of Attorney, a General Durable Power of Attorney, and a HIPAA-compliant medical authorization. These forms ensure that if your young adult needs medical care, faces an emergency, or even just locks themselves out of their bank account – you can step in and help. Whether your September means backpacks or briefcases, it’s the perfect time to pause and prepare. At Jennifer Porter Law, we’re here to help you plan for the unexpected – so you can enjoy the present with a little more peace of mind. - Jennifer

WHAT ARE WE READING?

By Allison A. | Paralegal

Currently, I'm deep into the fantasy series Throne of Glass by Sarah J. Maas. At the moment, I’m reading (and listening to) Crown of Midnight. My favorite way to read is with either my Kindle or a

paperback copy—paired with the audiobook playing in the background for a fully immersive experience. So far this year, I’ve read 21 books, and this one will make it 22!

Reading is one of my favorite ways to unwind and relax after a long workday. What about you? What books are you reading right now? Snap a photo and send it our way—we’d love to see your current reads and may even

feature your photo in an upcoming social media post! Email your pictures to maria@jenniferporterlaw.com.

The Game Plan Newsletter is a publication of Jennifer Porter Law. To subscribe, email contactus@jenniferporterlaw.com This publication is for information purposes only and is not intended to be legal advice. The information in this newsletter may be freely copied and distributed as long as the newsletter is copied in its entirety. Design and publication by Zine (www.zinemarketing.com). Copyright 2025 by Jennifer Porter Law.

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